FTMO currently advertises payouts on demand after 14 days with a minimum withdrawal threshold of $20 bank / $50 crypto. The standing profit split in the review data is 80%, which means the firm's withdrawal mechanics matter almost as much as the strategy rules if you expect to compound smoothly.
We also have 2 program-specific payout policy notes for FTMO, which is useful because many firms change the first-payout wait time, consistency rule, or minimum threshold depending on whether you are in an evaluation-led or instant-funded model.
FTMO currently shows these payout rails in our research set: Crypto, Skrill, Bank Transfer. Funding methods on the purchase side include Credit/Debit Card, Crypto, Skrill, Bank Transfer.
In practice, the operational detail to watch is the first withdrawal rule. Some firms make the first payout slower or more conditional than later payouts, particularly where consistency checks or refund mechanics are involved. That is why the exact funded-stage payout policy matters more than generic “weekly” or “monthly” branding.
| Program / Stage | Tracked Payout Policy |
|---|---|
| Funded Stage | First reward can be requested after 14 days. Payouts can be processed on-demand choosing your Profit Split Day (between 14 and 60 days). Starting split is 80%, scalable to 90%. |
| Fee Refund | The initial evaluation fee is fully refunded upon the first successful payout. |
This is the section to scrutinize before buying. Traders often focus on the profit split headline and miss the payout timing, withdrawal cap, or consistency condition that actually determines when profits become withdrawable.
FTMO offers a 80% profit split on funded accounts. That sits in the mainstream range for a competitive funded account offer. $500M+ paid to traders is also referenced in the firm's broader trust profile.
FTMO also carries a tracked Trustpilot signal of 4.8/5 (6,000+ reviews), which does not prove payout reliability on its own but does add context when you combine it with support responsiveness and rule transparency.