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Head-to-Head Comparison

Funding Pips vs FXIFY (2026): Which Prop Firm Is Better?

We compare Funding Pips against FXIFY across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

Funding Pips logo

Funding Pips

8.2/10
60%–100% split·Up to $300,000
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FXIFY logo

FXIFY

8.2/10
80%–90% split·Up to $400,000
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Our Verdict

After a detailed side-by-side analysis, Funding Pips edges out the competition in this matchup. While FXIFY remains an excellent choice for forex traders, instant funding seekers, Funding Pips proves superior due to its easy-to-understand interface and low entry prices from $36.

Quick Comparison

MetricFunding PipsFXIFYWinner
Founded20222023Draw
Overall Rating8.2/108.2/10Draw
Profit Split60%–100%80%–90%Funding Pips
Max Account Size$300,000$400,000FXIFY
Lowest Challenge Fee$36$59Funding Pips
Payout FrequencyTuesday / bi-weekly / monthly / on demandBi-weeklyDraw
Minimum Payout$100$100Draw
PlatformsMT5, cTrader, Match TraderMT4, MT5, DXtradeDraw
InstrumentsForex, Indices, Commodities, CryptoForex, Indices, Commodities, CryptoDraw
Challenge Types35FXIFY
HeadquartersDubai, United Arab EmiratesLondon, United KingdomDraw

Funding Pips vs FXIFY: Challenge Fees Compared

Funding Pips offers 5 account tiers with fees starting from $36. FXIFY counters with 6 options starting from $59. Funding Pips is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

Funding Pips Fees

$5,000$36
$10,000$66
$25,000$158
$50,000$278
$100,000$529

FXIFY Fees

$10,000$59
$25,000$159
$50,000$249
$100,000$449
$200,000$899
$400,000$1,799

Trading Rules: Funding Pips vs FXIFY

Understanding the rules is critical before purchasing any challenge. Funding Pips enforces a max drawdown of 10% and daily drawdown of 5%, with a profit target of 8%. FXIFY sets a max drawdown at 10% and daily drawdown at 5%, requiring traders to hit 10%. Stricter drawdown limits typically indicate a more conservative risk approach.

RuleFunding PipsFXIFY
Max Drawdown10%10%
Daily Drawdown5%5%
Profit Target8%10%
Profit Split60%–100%80%–90%

Platform & Tools Comparison

Funding Pips supports MT5, cTrader, Match Trader. FXIFY provides access to MT4, MT5, DXtrade. Both firms provide a similar range of platforms.

MT5
Funding: ✓FXIFY: ✓
cTrader
Funding: ✓FXIFY: ✗
Match Trader
Funding: ✓FXIFY: ✗
MT4
Funding: ✗FXIFY: ✓
DXtrade
Funding: ✗FXIFY: ✓

Pros & Cons

Funding Pips

Easy-to-understand interface
Low entry prices from $36
Commission boosts at higher volumes
Multiple platform options
Weekly payouts
Base reward split depends on selected payout cycle
Program rules vary by Zero, 1-Step, and 2-Step models
Scaling logic can be confusing for new traders
No personal affiliate manager

FXIFY

Over 200K active traders worldwide
Most challenge variety in the industry
Up to $400K in funding
Operates in 200+ countries
Instant funding and lightning challenge
Many program types can be confusing
No personal affiliate manager for new partners
Newer firm still building reputation
Variable rules across programs

Expert Analysis

When placing Funding Pips and FXIFY side-by-side, two distinct funded-account philosophies emerge. Funding Pips, operating since 2022 out of Dubai, United Arab Emirates, has built its model around Zero and 1-Step evaluations with a 60%–100% profit split and accounts up to $300,000. Their platform offering (MT5, cTrader, Match Trader) covers Forex, Indices, Commodities, Crypto. FXIFY, headquartered in London, United Kingdom since 2023, takes a different approach with 1-Phase and 2-Phase models, offering 80%–90% profit sharing on accounts up to $400,000. They support MT4, MT5, DXtrade across Forex, Indices, Commodities, Crypto. The Bottom Line: If you value easy-to-understand interface, Funding Pips is the logical choice. If you prefer over 200k active traders worldwide and want access to MT4, FXIFY earns our recommendation.

Category Winners

Lowest Entry Cost
Funding Pips
Based on the cheapest available challenge fee.
Highest Profit Split
Funding Pips
Based on the maximum profit-sharing percentage.
Platform Variety
Funding Pips
Assessed by total number of supported trading platforms.
Market Coverage
Funding Pips
Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is Funding Pips better than FXIFY?

After a detailed side-by-side analysis, **Funding Pips** edges out the competition in this matchup. While FXIFY remains an excellent choice for forex traders, instant funding seekers, Funding Pips proves superior due to its easy-to-understand interface and low entry prices from $36.

Which prop firm has a higher profit split: Funding Pips or FXIFY?

Funding Pips offers a 60%–100% profit split, while FXIFY offers 80%–90%. Funding Pips gives traders a larger share of profits.

Which prop firm is cheaper: Funding Pips or FXIFY?

Funding Pips's lowest challenge fee is $36, while FXIFY starts at $59. Funding Pips is the more affordable option.

What platforms do Funding Pips and FXIFY support?

Funding Pips supports MT5, cTrader, Match Trader. FXIFY supports MT4, MT5, DXtrade.

Are Funding Pips and FXIFY legitimate prop firms?

Yes, both are legitimate prop trading firms. Funding Pips was founded in 2022 and is based in Dubai, United Arab Emirates. FXIFY was founded in 2023 and is headquartered in London, United Kingdom. Always verify the latest terms on each firm's official website before purchasing a challenge.

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