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Head-to-Head Comparison

FTMO vs Funding Pips (2026): Which Prop Firm Is Better?

We compare FTMO against Funding Pips across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

FTMO logo

FTMO

9/10
80% split·Up to $200,000
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Funding Pips logo

Funding Pips

8.2/10
60%–100% split·Up to $300,000
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Our Verdict

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While Funding Pips remains an excellent choice for forex traders, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Quick Comparison

MetricFTMOFunding PipsWinner
Founded20152022Draw
Overall Rating9/108.2/10FTMO
Profit Split80%60%–100%Funding Pips
Max Account Size$200,000$300,000Funding Pips
Lowest Challenge Fee$155$36Funding Pips
Payout FrequencyOn demand after 14 daysTuesday / bi-weekly / monthly / on demandDraw
Minimum Payout$20 bank / $50 crypto$100Draw
PlatformsMT4, MT5, cTrader, DXtradeMT5, cTrader, Match TraderFTMO
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, CryptoFTMO
Challenge Types23Funding Pips
HeadquartersPrague, Czech RepublicDubai, United Arab EmiratesDraw

FTMO vs Funding Pips: Challenge Fees Compared

FTMO offers 5 account tiers with fees starting from $155. Funding Pips counters with 5 options starting from $36. Funding Pips is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

FTMO Fees

$10,000€155
$25,000€250
$50,000€345
$100,000€540
$200,000€1,080

Funding Pips Fees

$5,000$36
$10,000$66
$25,000$158
$50,000$278
$100,000$529

Trading Rules: FTMO vs Funding Pips

Understanding the rules is critical before purchasing any challenge. FTMO enforces a max drawdown of 10% trailing / 10% static and daily drawdown of 3% / 5%, with a profit target of 10% / 10% + 5%. Funding Pips sets a max drawdown at 10% and daily drawdown at 5%, requiring traders to hit 8%. Stricter drawdown limits typically indicate a more conservative risk approach.

RuleFTMOFunding Pips
Max Drawdown10% trailing / 10% static10%
Daily Drawdown3% / 5%5%
Profit Target10% / 10% + 5%8%
Profit Split80%60%–100%

Platform & Tools Comparison

FTMO supports MT4, MT5, cTrader, DXtrade. Funding Pips provides access to MT5, cTrader, Match Trader. FTMO offers more platform variety.

MT4
FTMO: ✓Funding: ✗
MT5
FTMO: ✓Funding: ✓
cTrader
FTMO: ✓Funding: ✓
DXtrade
FTMO: ✓Funding: ✗
Match Trader
FTMO: ✗Funding: ✓

Pros & Cons

FTMO

One of the most established prop firms (since 2015)
Paid out over $500 million in rewards
Now offering both 1-Step and 2-Step evaluations
Up to 90% profit split with scaling
Wide range of tradeable instruments
2-step evaluation process takes longer
Strict daily drawdown rules (5%)
No news trading on some accounts
Higher challenge fees compared to newer firms

Funding Pips

Easy-to-understand interface
Low entry prices from $36
Commission boosts at higher volumes
Multiple platform options
Weekly payouts
Base reward split depends on selected payout cycle
Program rules vary by Zero, 1-Step, and 2-Step models
Scaling logic can be confusing for new traders
No personal affiliate manager

Expert Analysis

When placing FTMO and Funding Pips side-by-side, two distinct funded-account philosophies emerge. FTMO, operating since 2015 out of Prague, Czech Republic, has built its model around 1-Step Challenge and 2-Step Challenge evaluations with a 80% profit split and accounts up to $200,000. Their platform offering (MT4, MT5, cTrader, DXtrade) covers Forex, Indices, Commodities, Crypto, Stocks. Funding Pips, headquartered in Dubai, United Arab Emirates since 2022, takes a different approach with Zero and 1-Step models, offering 60%–100% profit sharing on accounts up to $300,000. They support MT5, cTrader, Match Trader across Forex, Indices, Commodities, Crypto. The Bottom Line: If you value one of the most established prop firms (since 2015), FTMO is the logical choice. If you prefer easy-to-understand interface and want access to MT5, Funding Pips earns our recommendation.

Category Winners

Lowest Entry Cost
Funding Pips
Based on the cheapest available challenge fee.
Highest Profit Split
Funding Pips
Based on the maximum profit-sharing percentage.
Platform Variety
FTMO
Assessed by total number of supported trading platforms.
Market Coverage
FTMO
Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is FTMO better than Funding Pips?

After a detailed side-by-side analysis, **FTMO** edges out the competition in this matchup. While Funding Pips remains an excellent choice for forex traders, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which prop firm has a higher profit split: FTMO or Funding Pips?

FTMO offers a 80% profit split, while Funding Pips offers 60%–100%. Funding Pips gives traders a larger share of profits.

Which prop firm is cheaper: FTMO or Funding Pips?

FTMO's lowest challenge fee is $155, while Funding Pips starts at $36. Funding Pips is the more affordable option.

What platforms do FTMO and Funding Pips support?

FTMO supports MT4, MT5, cTrader, DXtrade. Funding Pips supports MT5, cTrader, Match Trader.

Are FTMO and Funding Pips legitimate prop firms?

Yes, both are legitimate prop trading firms. FTMO was founded in 2015 and is based in Prague, Czech Republic. Funding Pips was founded in 2022 and is headquartered in Dubai, United Arab Emirates. Always verify the latest terms on each firm's official website before purchasing a challenge.

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