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Head-to-Head Comparison

FTMO vs Funded Elite (2026): Which Prop Firm Is Better?

We compare FTMO against Funded Elite across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

FTMO logo

FTMO

9/10
80% split·Up to $200,000
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Funded Elite logo

Funded Elite

7.8/10
Up to 90% split·Up to $200,000
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Our Verdict

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While Funded Elite remains an excellent choice for forex traders, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Quick Comparison

MetricFTMOFunded EliteWinner
Founded20152024Draw
Overall Rating9/107.8/10FTMO
Profit Split80%Up to 90%Funded Elite
Max Account Size$200,000$200,000Draw
Lowest Challenge Fee$155$99Funded Elite
Payout FrequencyOn demand after 14 daysBi-weeklyDraw
Minimum Payout$20 bank / $50 crypto$100Draw
PlatformsMT4, MT5, cTrader, DXtradeMT5, Match-TraderFTMO
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, CryptoFTMO
Challenge Types22Draw
HeadquartersPrague, Czech RepublicUnited StatesDraw

FTMO vs Funded Elite: Challenge Fees Compared

FTMO offers 5 account tiers with fees starting from $155. Funded Elite counters with 4 options starting from $99. Funded Elite is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

FTMO Fees

$10,000€155
$25,000€250
$50,000€345
$100,000€540
$200,000€1,080

Funded Elite Fees

$10,000From $99
$25,000From $199
$50,000From $299
$100,000From $499

Trading Rules: FTMO vs Funded Elite

Understanding the rules is critical before purchasing any challenge. FTMO enforces a max drawdown of 10% trailing / 10% static and daily drawdown of 3% / 5%, with a profit target of 10% / 10% + 5%. Funded Elite sets a max drawdown at 10% and daily drawdown at 5%, requiring traders to hit 8% / 5%. Stricter drawdown limits typically indicate a more conservative risk approach.

RuleFTMOFunded Elite
Max Drawdown10% trailing / 10% static10%
Daily Drawdown3% / 5%5%
Profit Target10% / 10% + 5%8% / 5%
Profit Split80%Up to 90%

Platform & Tools Comparison

FTMO supports MT4, MT5, cTrader, DXtrade. Funded Elite provides access to MT5, Match-Trader. FTMO offers more platform variety.

MT4
FTMO: ✓Funded: ✗
MT5
FTMO: ✓Funded: ✓
cTrader
FTMO: ✓Funded: ✗
DXtrade
FTMO: ✓Funded: ✗
Match-Trader
FTMO: ✗Funded: ✓

Pros & Cons

FTMO

One of the most established prop firms (since 2015)
Paid out over $500 million in rewards
Now offering both 1-Step and 2-Step evaluations
Up to 90% profit split with scaling
Wide range of tradeable instruments
2-step evaluation process takes longer
Strict daily drawdown rules (5%)
No news trading on some accounts
Higher challenge fees compared to newer firms

Funded Elite

Now included as a full live review page in the prop-firm catalog
Official website and tracked outbound routing are in place
Structured review fields are available for side-by-side comparison
Useful shortlist option for traders comparing newer firms like Funded Elite
Some pricing and rule fields still rely on standardized capture
Program details can change quickly and should be confirmed on the official site
Historical payout and support data is lighter than on older legacy firms
Feature depth varies more by program than on the most established firms

Expert Analysis

When placing FTMO and Funded Elite side-by-side, two distinct funded-account philosophies emerge. FTMO, operating since 2015 out of Prague, Czech Republic, has built its model around 1-Step Challenge and 2-Step Challenge evaluations with a 80% profit split and accounts up to $200,000. Their platform offering (MT4, MT5, cTrader, DXtrade) covers Forex, Indices, Commodities, Crypto, Stocks. Funded Elite, headquartered in United States since 2024, takes a different approach with 1-Step Challenge and 2-Step Challenge models, offering Up to 90% profit sharing on accounts up to $200,000. They support MT5, Match-Trader across Forex, Indices, Commodities, Crypto. The Bottom Line: If you value one of the most established prop firms (since 2015), FTMO is the logical choice. If you prefer now included as a full live review page in the prop-firm catalog and want access to MT5, Funded Elite earns our recommendation.

Category Winners

Lowest Entry Cost
Funded Elite
Based on the cheapest available challenge fee.
Highest Profit Split
Funded Elite
Based on the maximum profit-sharing percentage.
Platform Variety
FTMO
Assessed by total number of supported trading platforms.
Market Coverage
FTMO
Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is FTMO better than Funded Elite?

After a detailed side-by-side analysis, **FTMO** edges out the competition in this matchup. While Funded Elite remains an excellent choice for forex traders, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which prop firm has a higher profit split: FTMO or Funded Elite?

FTMO offers a 80% profit split, while Funded Elite offers Up to 90%. Funded Elite gives traders a larger share of profits.

Which prop firm is cheaper: FTMO or Funded Elite?

FTMO's lowest challenge fee is $155, while Funded Elite starts at $99. Funded Elite is the more affordable option.

What platforms do FTMO and Funded Elite support?

FTMO supports MT4, MT5, cTrader, DXtrade. Funded Elite supports MT5, Match-Trader.

Are FTMO and Funded Elite legitimate prop firms?

Yes, both are legitimate prop trading firms. FTMO was founded in 2015 and is based in Prague, Czech Republic. Funded Elite was founded in 2024 and is headquartered in United States. Always verify the latest terms on each firm's official website before purchasing a challenge.

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