Best Forex Brokers Accepting Credit/Debit Card (Visa/Mastercard) 2026

Compare top-rated forex brokers that accept Credit/Debit Card (Visa/Mastercard) deposits. Instant deposits, 2-5 days withdrawals.

Edith Balazs

Written by

Edith Balazs

Marcus Thompson

Fact Checked by

Marcus Thompson

Last reviewed:
By:Edith Balazs
Fact-checked by:Marcus Thompson

Why Use Credit/Debit Card (Visa/Mastercard) for Forex Trading?

Visa and Mastercard deposits are the fastest way to fund a forex trading account. Most brokers accept both credit and debit cards with instant processing. Withdrawals to cards typically take 2-5 business days due to bank processing times.

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Can I deposit with Credit/Debit Card (Visa/Mastercard) at a forex broker?

Yes, many top-rated forex brokers accept Credit/Debit Card (Visa/Mastercard) as a deposit method. Instant deposits, 2-5 days withdrawals. We list all brokers that support Credit/Debit Card (Visa/Mastercard) above.

Quick Picks

#1Best Overall
Pepperstone

Pepperstone

4.8
#2Best Overall
IG

IG

4.7
#3Best Overall
XTB

XTB

4.7

Trading Conditions

Compare deposits, leverage, and spreads across brokers accepting Credit/Debit Card (Visa/Mastercard).

BrokerAction
Pepperstone$0 (Recommended $200)1:500 (Pro) | 1:30 (Retail)Open Account
IG$250 ($0 bank transfer)1:30 (Retail UK/EU) | 1:200 (Pro)Open Account
XTB$01:500 (Pro) | 1:30 (Retail)Open Account
Forex.com$1001:50 (US) | 1:30 (UK/EU) | 1:400 (Global)Open Account

Detailed Broker Analysis

Pepperstone logo
Pepperstone
Read Review
Recommended
Accepts Credit/Debit Card (Visa/Mastercard) deposits.
4.8/5App Score

Pepperstone accepts Credit/Debit Card (Visa/Mastercard) for deposits with a minimum of $0 (Recommended $200). They are regulated by ASIC (Australia), FCA (UK), CySEC (Cyprus), BaFin (Germany), DFSA (Dubai) and offer 60+ forex pairs.

Pros

  • Regulated by 7 jurisdictions including 4 Tier-1
  • Ultra-tight raw spreads on Razor (avg 0.1 pips EUR/USD)
  • Fast execution - ideal for scalpers/EAs
  • MT4, MT5, cTrader, TradingView support

Cons

  • Standard account spreads wider than Razor
  • Commission varies by platform
  • No proprietary mobile app
  • Research less extensive than IG
Forex spread classUltra-Low
Minimum deposit$0 (Recommended $200)
Inactivity feeVaries
Currency pairsN/A
Deposit methodsBank Transfer, Credit/Debit, PayPal, Skrill, Neteller, BPay
Withdrawal feeVaries
Recommended
Accepts Credit/Debit Card (Visa/Mastercard) deposits.
4.7/5App Score

IG accepts Credit/Debit Card (Visa/Mastercard) for deposits with a minimum of $250 ($0 bank transfer). They are regulated by FCA (UK), ASIC (Australia), CFTC/NFA (USA), FINMA (Switzerland), MAS (Singapore) and offer 80+ forex pairs.

Pros

  • Regulated by 8+ top-tier authorities (FCA, ASIC, CFTC, etc.)
  • Huge range of 17,000+ instruments including options & futures
  • FTSE 250 listed company with high financial transparency
  • Top-tier educational academy and daily market analysis

Cons

  • Admin fee on overnight funding increased to 1.5% (Dec 2026)
  • Higher spreads on UK small-cap shares (2026 update)
  • No Islamic (swap-free) account available
  • MetaTrader 4 offering is limited compared to proprietary platform
Forex spread classUltra-Low
Minimum deposit$250 ($0 bank transfer)
Inactivity feeVaries
Currency pairsN/A
Deposit methodsBank Transfer, Credit/Debit Card
Withdrawal feeVaries
Recommended
Accepts Credit/Debit Card (Visa/Mastercard) deposits.
4.7/5App Score

XTB accepts Credit/Debit Card (Visa/Mastercard) for deposits with a minimum of $0. They are regulated by FCA (UK), KNF (Poland), CySEC (Cyprus), FSC (Belize) and offer 71 forex pairs.

Pros

  • Publicly traded & transparent
  • Superb user experience
  • 0% commission on real stocks (EU)
  • Fast execution

Cons

  • MT4 no longer offered to new clients
Forex spread classLow
Minimum deposit$0
Inactivity feeVaries
Currency pairsN/A
Deposit methodsBank Transfer, Credit/Debit, PayPal, Skrill
Withdrawal feeVaries
Forex.com logo
Forex.com
Read Review
Recommended
Accepts Credit/Debit Card (Visa/Mastercard) deposits.
4.5/5App Score

Forex.com accepts Credit/Debit Card (Visa/Mastercard) for deposits with a minimum of $100. They are regulated by CFTC/NFA (USA), FCA (UK), ASIC (Australia), CIRO (Canada), MAS (Singapore), CIMA (Cayman) and offer 80+ forex pairs.

Pros

  • Extremely safe (Publicly traded parent)
  • Great for US traders
  • TradingView charts

Cons

  • Spreads on standard account not best in class
  • No crypto for UK retail
Forex spread classLow
Minimum deposit$100
Inactivity feeVaries
Currency pairsN/A
Deposit methodsBank Wire, Debit/Credit Card, ACH (US)
Withdrawal feeVaries

Frequently Asked Questions

Yes, many top-rated forex brokers accept Credit/Debit Card (Visa/Mastercard) as a deposit method. Instant deposits, 2-5 days withdrawals. We list all brokers that support Credit/Debit Card (Visa/Mastercard) above.
Instant deposits, 2-5 days withdrawals. Most brokers process Credit/Debit Card (Visa/Mastercard) deposits very quickly, though withdrawal times may vary.
Usually free deposits. Some brokers absorb the transaction fees entirely; always check the broker's deposit/withdrawal fee schedule.
Yes, Credit/Debit Card (Visa/Mastercard) is a safe and trusted payment method. When combined with a regulated broker, your deposits benefit from both the payment provider's security and the broker's regulatory oversight.
Based on our analysis, Pepperstone is our top-rated broker that accepts Credit/Debit Card (Visa/Mastercard), with a rating of 4.8/5.
Not Financial Advice:

Information on this website is for educational and comparison purposes only. This does not constitute financial, investment, or trading advice. How we rank brokers →

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BrokerAnalysis may earn commissions from partners listed. This does not influence our rankings or analysis, which are based on our independent methodology.

Regional Availability Notice

Broker availability depends on your country of residence. Some brokers may not accept clients from certain jurisdictions including the USA, Canada, Japan, and others. The comparison table on this page shows country acceptance status. Please verify availability with the broker directly before proceeding.

Independent Analysis

Rankings based on verified data and hands-on testing. See our methodology →

Data Verified

January 2026