Best Cent Account Forex Brokers 2026

Last reviewed:January 1, 2026

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By:Edith Balazs

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Fact-checked by:Marcus Thompson

Top Brokers with Cent & Micro Accounts

Cent accounts (also known as Micro accounts) allow you to trade with balance measured in cents instead of dollars. A $10 deposit becomes 1,000 cents, allowing you to trade real market conditions with fractional risk. These accounts are perfect for beginners transitioning from demo trading, or for testing automated strategies (EAs) with real money.

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What is a forex cent account?

A cent account displays your balance in cents instead of dollars. For example, if you deposit $10, your account will show 1,000 cents. This allows you to trade with smaller position sizes than a standard account.

Quick Picks

#1Best Overall

Exness

4.9

Open Account Read Review

#2Best Overall

XM

4.8

Open Account Read Review

#3Best Overall

HFM

4.7

Open Account Read Review

Cent Account Features

Lot sizes and leverage for micro trading.

Broker			Action
Exness	0.01 Cent Lots	Unlimited	Read Review
XM	0.01 Micro Lots	1:1000	Read Review
HFM	0.01 Cent Lots	1:1000	Read Review
RoboForex	0.01 Cent Lots	1:2000	Read Review
FBS	0.01 Cent Lots	1:3000	Read Review
FXTM	0.01 Cent Lots	1:1000	Read Review

Detailed Broker Analysis

Exness

Read Review

Recommended

Best Standard Cent Account

4.8/5App Score

Exness offers the best all-round Cent account in the market. With strictly no minimum deposit (system requires ~$10) and unlimited leverage, it's the perfect environment for testing EAs or learning to trade risk-free.

Forex spread classLow

Minimum deposit$10

Inactivity feeNone

Currency pairsN/A

Deposit methodsN/A

Withdrawal fee

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XM

Read Review

Recommended

Best Micro Account for Beginners

4.7/5App Score

XM's Micro account is legendary among beginners. A single lot represents 1,000 units instead of 100,000, allowing for precise risk management. Combined with their extensive research, it's a top choice for learners.

Forex spread classAverage

Minimum deposit$5

Inactivity fee$5/mo

Currency pairsN/A

Deposit methodsN/A

Withdrawal fee

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RoboForex

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Recommended

Best for EA Testing

4.6/5App Score

RoboForex's Pro-Cent account is specifically designed for testing algorithmic strategies. It supports both MT4 and MT5, allowing developers to backtest and forward test EAs with real liquidity but minimal risk.

Forex spread classVariable

Minimum deposit$10

Inactivity feeNone

Currency pairsN/A

Deposit methodsN/A

Withdrawal fee

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FBS

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Recommended

High Leverage Cent Trading

4.5/5App Score

FBS allows you to start trading with as little as $1. Their Cent account features massive leverage up to 1:3000 (offshore entities only), maximizing the potential of even the smallest deposits.

Forex spread classVariable

Minimum deposit$1

Inactivity feeNone

Currency pairsN/A

Deposit methodsN/A

Withdrawal fee

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HFM

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Recommended

Zero Deposit Cent Account

4.6/5App Score

HFM provides a seamless Cent account experience integrated with their HFcopy social trading platform. This means you can follow signal providers even with a micro balance.

Forex spread classAverage

Minimum deposit$0

Inactivity fee$5/mo

Currency pairsN/A

Deposit methodsN/A

Withdrawal fee

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Frequently Asked Questions

Yes, cent accounts use real money. The risk is real, but because the contract sizes are 100x smaller than standard accounts, the monetary value of wins and losses is much lower.

Yes, cent accounts are actually the preferred method for forward-testing EAs. They allow you to test execution and strategy performance in live market conditions without risking large capital.

Minimum deposits are typically very low, ranging from $1 (FBS) to $10 (Exness, RoboForex). This makes them accessible to virtually anyone.

No. Most ECN brokers (like IC Markets or Pepperstone) do not offer cent accounts. They are typically offered by Market Maker brokers like Exness, XM, and HFM.

Risk Warning: Forex and CFD trading involves significant risk of loss and may not be suitable for all investors. You could lose more than your initial investment. 68-80% of retail investor accounts lose money when trading CFDs with most providers. Consider whether you understand how CFDs work and whether you can afford the high risk of losing your money.

Not Financial Advice:

Information on this website is for educational and comparison purposes only. This does not constitute financial, investment, or trading advice. How we rank brokers →

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Regional Availability Notice

Broker availability depends on your country of residence. Some brokers may not accept clients from certain jurisdictions including the USA, Canada, Japan, and others. The comparison table on this page shows country acceptance status. Please verify availability with the broker directly before proceeding.

Independent Analysis

Rankings based on verified data and hands-on testing. See our methodology →

Data Verified

January 2026

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