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TopStep Review 2026

8.6/10

TopStep is one of the pioneer prop trading firms, operating since 2012 out of Chicago. Known for its Trading Combine evaluation, affordable pricing starting at $49/month, and the ability to keep 100% of the first $10,000 in profits. A trusted name in futures prop trading.

Profit Split
100% first $10K, then 90%
Max Account
$150,000
Founded
2012
Payouts
Daily after 5 winning days
Min Payout
$250
HQ
Chicago, Illinois, USA
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TopStep Platform Preview

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Pros and Cons of TopStep

Pros

  • One of the oldest and most respected prop firms (since 2012)
  • Keep 100% of first $10,000 in profits
  • Lowest starting price in the industry ($49/mo)
  • Extensive platform selection
  • Daily payouts after qualification
  • Excellent educational blog and support
  • Strong community with active forums

Cons

  • Futures only — no forex or crypto
  • Daily drawdown limits apply
  • Must achieve 5 winning days before first payout
  • Smaller maximum account size than competitors

Ready to Start Trading with TopStep?

Open your account today and access up to $150,000 in funded capital with 100% first $10K, then 90% profit split.

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Account Types & Challenge Costs

Account SizeFeeProfit TargetMax DrawdownDaily Drawdown
$50,000$49/mo$3,000$2,000$1,000
$100,000$99/mo$6,000$3,000$1,500
$150,000$149/mo$9,000$4,500$2,000

Challenge Types

Trading Combine

Key Features

Operating since 2012 — proven track record
Trading Combine evaluation process
Lowest entry price in the industry
Daily payouts available
Wide platform selection
Strong educational content and blog

Trading Platforms

NinjaTraderQuantowerTradingViewTradovateSierra Chart

Available Instruments

Futures

Payout Information

Payout Frequency
Daily after 5 winning days
Minimum Payout
$250
Profit Split
100% first $10K, then 90%

Frequently Asked Questions About TopStep

Yes, TopStep is one of the most established prop firms in the industry, operating since 2012 from Chicago. They have funded thousands of traders with a strong reputation.

TopStep offers the lowest starting price in the industry at $49/month for a $50K account, $99/month for $100K, and $149/month for $150K.

Alternatives to TopStep

Apex Trader Funding

Apex Trader Funding

100% first $25K, then 90% profit split
9.2/10
FTMO

FTMO

80%–90% profit split
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Instant Funding

Instant Funding

80%–90% profit split
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The Trading Pit

The Trading Pit

50%–80% profit split
8.7/10