Best Forex Brokers Accepting Naira Deposits 2026
Top brokers in Nigeria accepting direct Naira (NGN) deposits via Bank Transfer, Paystack, and Flutterwave.
Written by
Marcus Thompson
Fact Checked by
Sarah Chen
Top Forex Brokers with Naira Accounts 2026
The best forex broker for Naira accounts is Exness, as it allows you to hold NGN as a base currency, avoiding the 3-5% conversion fees often charged by banks. We have selected top brokers that accept direct Nigerian bank transfers (GTBank, Zenith, UBA) via local gateways like Paystack and Flutterwave.
Can I trade directly in Naira?
Yes, Exness and HFM offer NGN base currency accounts, so your balance stays in Naira and you trade global pairs without constantly converting funds.
Naira Funding
Fees and speed.
Detailed Broker Analysis
Best Naira Broker.
Exness is unique in offering true NGN base currency accounts. This means if you deposit 50,000 Naira, you trade with 50,000 Naira, completely eliminating exchange rate risk until you withdraw.
100% Bonus.
HFM (HotForex) accepts direct transfers from all major Nigerian banks (Access, GTB, Zenith). They are popular for their 100% Supercharged Bonus which applies to Naira deposits.
Copy Trading.
OctaFX has a fixed exchange rate option for deposits, protecting you from Naira volatility. Their copy trading platform is widely used in Lagos and Abuja.
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January 2026