Best Forex Brokers Accepting M-Pesa 2026
Compare top regulated brokers in Kenya with instant M-Pesa deposits and withdrawals. Low fees and KES accounts.
Written by
Lisa Martinez
Fact Checked by
James Wilson
Top M-Pesa Forex Brokers for 2026
The best forex broker with M-Pesa integration is Exness, which offers instant, zero-fee deposits and withdrawals directly to your Safaricom line. We have tested 30+ brokers in Kenya and identified those with direct Paybill integration versus third-party gateways. Exness and HFM (formerly HotForex) stand out for their automated CMA-regulated M-Pesa systems that process transactions in seconds, not hours.
Which forex broker accepts M-Pesa?
Exness, HFM, FXTM, and Pepperstone are the top CMA-regulated brokers that accept M-Pesa directly. Exness and HFM offer instant automated processing.
M-Pesa Integration
Fees and speed for M-Pesa.
| Broker | ||
|---|---|---|
| Exness | Zero | Instant |
| HFM | Zero | Instant |
| FXTM | Zero | Instant |
| XM | Zero | 1 hour |
| Pepperstone | Zero | Instant |
Detailed Broker Analysis
Best M-Pesa Broker.
Exness is the #1 choice for M-Pesa users in Kenya due to its automated Paybill system. Deposits reflect instantly in your KES account 24/7, and withdrawals hit your phone in under 60 seconds.
Zero Fee M-Pesa.
HFM (HotForex) subsidizes all M-Pesa transaction costs for Kenyan clients. Their detailed MPesa integration supports both STK Push and manual Paybill methods.
Local Presence.
FXTM allows you to fund your account in Kenya Shillings via M-Pesa without currency conversion fees. They maintain a physical office in Nairobi for local support.
Frequently Asked Questions
Top Forex Brokers Accepting M-Pesa
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January 2026