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FXTM vs HFM (2026): Which Broker Is Actually Better?
We compare FXTM against HFM across spreads, regulations, platforms, and trading costs. Read our algorithmic breakdown and expert verdict to find out which broker suits your trading style in 2026.
Verdict: FXTM Wins
After exhaustive side-by-side testing, **FXTM** emerges as the overall winner in this matchup. While HFM remains an excellent choice for bonus hunters, high leverage users & versatile traders, FXTM proves superior due to its fca and cysec regulated and low $10 minimum deposit.
FXTM vs HFM: Side-by-Side Comparison
| Feature | | |
|---|---|---|
| Founded | 2011 | 2010 |
| Overall Rating | 4.4/5.0 | 4.5/5.0 |
| Minimum Deposit | $10 | $0 |
| EUR/USD Spread | 0.0 pips (ECN) | 1.5 pips (Standard) | 1.0 pips (Premium) | 0.0 pips (Zero) |
| Maximum Leverage | 1:2000 | 1:2000 (Global) | 1:30 (EU) |
| MetaTrader 4 | Yes | Yes |
| MetaTrader 5 | Yes | Yes |
| cTrader | No | No |
| TradingView | No | No |
| Copy Trading | Yes (FXTM Invest) | Yes (HFcopy) |
| Forex Pairs | 60+ | 50+ |
| Deposit Methods | Card, Bank, Skrill, Neteller, Local | Card, Wire, Skrill, Neteller, Crypto |
| Withdrawal Speed | 24 hours | 24 hours |
| Execution Type | ECN / STP | STP / ECN capabilities |
FXTM vs HFM: Fee Breakdown
When comparing the trading costs between FXTM and HFM, it's essential to look beyond just the advertised spreads. We must factor in commissions, swap rates, and non-trading fees like deposit or inactivity charges. FXTM offers pricing characterized by $2/lot (ECN Zero) alongside 0.0 pips (ECN) | 1.5 pips (Standard) spreads. In contrast, HFM utilizes a model with $3.00/lot (Zero Account) and 1.0 pips (Premium) | 0.0 pips (Zero) spreads. For active, high-volume traders, FXTM provides the superior cost-efficiency curve.
| Fee Type | FXTM | HFM |
|---|---|---|
| EUR/USD Spread | 0.0 pips (ECN) | 1.5 pips (Standard) | 1.0 pips (Premium) | 0.0 pips (Zero) |
| Commission Defaults | $2/lot (ECN Zero) | $3.00/lot (Zero Account) |
| Execution Model | ECN / STP | STP / ECN capabilities |
| Deposit Fees | None | None |
| Withdrawal Speed | 24 hours | 24 hours |
Safety & Regulation: Is FXTM or HFM Safer?
Trust is paramount in forex trading. Both FXTM and HFM are highly regulated entities, but their jurisdictional footprints differ. FXTM is armed with 2 Tier-1 licenses and has been securing client funds since 2011. HFM, licensed since 2010, counters with 2 Tier-1 regulatory bodies overseeing its operations. They are evenly matched in terms of top-tier trust metrics. Both brokers employ strict client fund segregation.
FXTM
Tier 1- Regulators:FCA (UK)CySEC (Cyprus)FSCA (South Africa)FSC (Mauritius)
- Investor Protection: £85,000 (FSCS) / €20,000 (ICF)
- Licensed Since: 2011
HFM
Tier 1- Regulators:FCA (UK)CySEC (Cyprus)DFSA (Dubai)FSCA (South Africa)FSA (Seychelles)
- Investor Protection: Up to €20,000 (EU) / £85,000 (UK)
- Licensed Since: 2010
Platform & Tools Comparison
The software you trade on dictates your execution speed and analytical depth. Both brokers provide industry stalwarts, but divergencies exist. FXTM equips its clients with MT4, MT5, FXTM Trader App. HFM, on the other hand, grants access to MT4, MT5, HFM App. If you rely on third-party EA automation, this section heavily dictates your broker choice.
| Feature | FXTM | HFM |
|---|---|---|
| MetaTrader 4 | ||
| MetaTrader 5 | ||
| cTrader | ||
| TradingView | ||
| Proprietary Environment | Yes (FXTM Trader) | Yes (Mobile Only) |
| Copy Trading Network | Yes (FXTM Invest) | Yes (HFcopy) |
Pros & Cons: FXTM vs HFM
FXTM
Pros
- FCA and CySEC regulated
- Low $10 minimum deposit
- FXTM Invest copy trading
- Excellent local support in Africa
- Multiple account types
Cons
- High swap rates on some pairs
- ECN account has higher minimum deposit
- No cTrader or TradingView
HFM
Pros
- Excellent mobile app functionality with in-app trading
- No minimum deposit required to start
- Zero account features competitive 0.0 pip spreads with low commission
- Massive variety of bonus and promotional programs (outside EU/UK)
- Cent accounts available for micro-trading
Cons
- No proprietary desktop platform (relies on MT4/MT5)
- Account types and regulations can be confusing to navigate
- Not available to US or Canadian traders
Expert Verdict: FXTM vs HFM
When we place FXTM and HFM side-by-side, we observe two distinct philosophies in client servicing. FXTM, licensed since 2011, has carved out a massive niche focusing on african & asian traders & copy trading users. Their execution model heavily leans into ECN / STP, and their platform environment highlights MT4.
Conversely, HFM, operational out of Cyprus, has architected its infrastructure predominantly for bonus hunters, high leverage users & versatile traders. Their $3.00/lot (Zero Account) commission structure combined with 1.0 pips (Premium) | 0.0 pips (Zero) spreads makes them a formidable competitor.
The Bottom Line: If your primary directive is fca and cysec regulated, and you intend to start with a minimum of $10, FXTM is the logical path forward. If, however, you value excellent mobile app functionality with in-app trading and require MT4, HFM edges out the competition and earns our recommendation.
FXTM vs HFM: Frequently Asked Questions
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Risk Warning: Forex and CFD trading involves significant risk of loss. 68–80% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.|Affiliate Disclosure: We may receive compensation from the brokers listed on this page. This does not influence our rankings or reviews, which are based on independent analysis.
Comparison data updated February 2026. Broker terms, spreads, and conditions vary by region and account type. See our methodology | Full Disclaimer | Privacy Policy