• 10+ million clients worldwide across 190+ countries
• Ultra-low $5 minimum deposit on most accounts
• 2026 'Unlimited Cashback' loyalty promotion active
• XM Zero Account: Raw spreads from 0.0 pips
• Ultra Low Account: Spreads from 0.6 pips, no commission
• Regulated by CySEC, ASIC, FSC, DFSA, FSCA (Multi-jurisdictional)
• TradingView integration launched 2026
• 60+ daily live educational webinars in 19 languages

Why choose XM

XM is a globally recognized forex and CFD broker that has grown to serve over 10 million clients in 190+ countries since its founding in 2009. As a member of the Trading Point Group, XM has built its reputation on transparency, fair trading conditions, and an exceptional commitment to trader education. The broker stands out for its ultra-low $5 minimum deposit, making it one of the most accessible options for beginner traders. In 2026, XM continues to innovate with its 'Unlimited Cashback' loyalty program, TradingView integration, and over 60 daily live educational webinars in 19 languages. XM emphasizes fast execution with a strict no-requotes policy, claiming 99.35% of orders are executed in under 1 second. The broker offers multiple account types including Micro, Standard, Ultra Low, and XM Zero accounts, catering to traders of all experience levels and trading styles.

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Min Deposit:	$5
Inactivity Fee:	No

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XM offers competitive pricing with spreads varying by account type. Ultra Low accounts offer spreads from 0.6 pips with no commission, while XM Zero accounts provide raw spreads from 0.0 pips with a $3.50 per lot per side commission ($7 round turn). Standard and Micro accounts have wider spreads from 1.6 pips but no commission. XM charges no deposit or withdrawal fees. However, an inactivity fee applies after 90 days of dormancy - $15/month initially, then reducing to $5/month after account balance falls below $5.

XM operates under a robust multi-jurisdictional regulatory framework with licenses from CySEC, ASIC, FSC Belize, DFSA, and FSCA. The broker's primary regulation comes from CySEC (Cyprus), providing EU-level oversight and investor protection up to €20,000 through the Investor Compensation Fund. Client funds are held in segregated accounts at top-tier banks, and negative balance protection is provided to all clients globally. XM has maintained a clean regulatory record since 2009 with no major sanctions.

XM offers one of the most accessible funding experiences in the industry with a $5 minimum deposit and completely free deposits and withdrawals. The broker supports multiple payment methods including credit/debit cards, bank wire transfers, and e-wallets (Skrill, Neteller). Deposits are typically instant for cards and e-wallets. Withdrawals are processed within 24 hours and funds arrive within 2-5 business days depending on the method. XM supports 9 base currencies to minimize conversion fees.

XM offers trading via MetaTrader 4 and MetaTrader 5 mobile apps for iOS and Android devices. The apps provide full trading functionality, real-time quotes, advanced charting, and push notifications. XM has also integrated TradingView in 2026 for enhanced charting capabilities. While XM doesn't have a proprietary mobile app, the MT4/MT5 apps are well-optimized and provide reliable mobile trading. The apps support biometric login for security and allow complete account management on the go.

XM provides MetaTrader 4 and MetaTrader 5 desktop platforms, the industry standards for forex and CFD trading. Both platforms support Expert Advisors (EAs) for automated trading, advanced charting with 30+ indicators, and one-click trading. In 2026, XM integrated TradingView for enhanced charting capabilities. Free VPS hosting is available for traders meeting volume requirements. XM also offers WebTrader for browser-based trading without downloads.