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OANDA Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of OANDA's fee structure. EUR/USD from 1.1 pips (Standard) | 0.1 pips (Core). Commission: $5/lot (Core Account). Deposit methods and withdrawal costs explained.
By Sarah Chen•Updated 2026-03-01•Fact-checked by James Anderson
EUR/USD Spread
1.1 pips (Standard) | 0.1 pips (Core)
Commission
$5/lot (Core Account)
Execution Type
Market Maker / V2 Engine
Min Deposit
$0
Deposit Methods
Bank Transfer, Debit Card, PayPal
Withdrawal Speed
1-3 business days
OANDA Spreads
OANDA offers flexible pricing with Standard accounts (spreads from 0.6 pips, no commission) and Core/Premium accounts (raw spreads from 0.0 pips + commission). No deposit fees, free withdrawals over $10,000. Inactivity fee of $10/month applies after 12 months of no trading. Premium and Elite accounts offer up to 30% spread reduction.
Commission Structure
OANDA's commission model: $5/lot (Core Account). Trading on Market Maker / V2 Engine execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Non-Trading Fees
**Deposit Fee**: $0
**Withdrawal Fee**: Free (over $10k), $20 (wire under $10k)
**Inactivity Fee**: $10/month after 12 months
**Currency Conversion**: 0.5% additional spread
Deposit & Withdrawal Costs
Deposit methods: Bank Transfer, Debit Card, PayPal. Withdrawal processing time: 1-3 business days. Most deposits are free, but third-party payment provider fees may apply. Always check the broker's payment page for the most up-to-date fee schedule.
Frequently Asked Questions
OANDA charges EUR/USD spreads from 1.1 pips (Standard) | 0.1 pips (Core) with a commission of $5/lot (Core Account). The broker uses Market Maker / V2 Engine execution.
OANDA offers EUR/USD spreads from 1.1 pips (Standard) | 0.1 pips (Core). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at OANDA vary by payment method. Withdrawal processing time is typically 1-3 business days. Check the broker's website for the most current fee schedule.
OANDA charges a commission of $5/lot (Core Account) on raw/ECN accounts. Standard accounts may offer zero commission with wider spreads.
OANDA accepts the following deposit methods: Bank Transfer, Debit Card, PayPal. The minimum deposit is $0.