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IQ Option Fees & Commissions 2026: Spreads, Costs & Charges

Complete analysis of IQ Option's fee structure. EUR/USD from 0.8 pips. Commission: $0 (Spread only). Deposit methods and withdrawal costs explained.

By Marcus ThompsonUpdated 2026-03-01Fact-checked by Sarah Chen

EUR/USD Spread

0.8 pips

Commission

$0 (Spread only)

Execution Type

Market Maker

Min Deposit

$10

Deposit Methods

Card, Bank, Skrill, Neteller, Crypto

Withdrawal Speed

1-3 business days

IQ Option Spreads

IQ Option uses a spread-based pricing model for CFDs with no commission. Spreads are variable and competitive. Digital options (non-EU) offer fixed payouts up to 95%. A €10/month inactivity fee applies after 90 days of no login. First withdrawal each month is free; subsequent withdrawals may incur fees. Bank wire withdrawals have a $31 fee.

Commission Structure

IQ Option's commission model: $0 (Spread only). Trading on Market Maker execution. Spreads are competitive within the industry, suitable for day traders and swing traders.

Non-Trading Fees

**Deposit Fee**: $0 **Withdrawal Fee**: Free (1/month), bank wire $31 **Inactivity Fee**: €10/month after 90 days **Currency Conversion**: Varies

Deposit & Withdrawal Costs

Deposit methods: Card, Bank, Skrill, Neteller, Crypto. Withdrawal processing time: 1-3 business days. Most deposits are free, but third-party payment provider fees may apply. Always check the broker's payment page for the most up-to-date fee schedule.

Frequently Asked Questions

IQ Option charges EUR/USD spreads from 0.8 pips with a commission of $0 (Spread only). The broker uses Market Maker execution.
IQ Option offers EUR/USD spreads from 0.8 pips. Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at IQ Option vary by payment method. Withdrawal processing time is typically 1-3 business days. Check the broker's website for the most current fee schedule.
Yes, IQ Option's standard account type charges $0 commission — costs are built into the spread. However, raw/ECN account types may charge a per-lot commission for tighter spreads.
IQ Option accepts the following deposit methods: Card, Bank, Skrill, Neteller, Crypto. The minimum deposit is $10.