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HFM Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of HFM's fee structure. EUR/USD from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Deposit methods and withdrawal costs explained.
By Emily Watson•Updated 2026-03-01•Fact-checked by David Okonjo
EUR/USD Spread
1.0 pips (Premium) | 0.0 pips (Zero)
Commission
$3.00/lot (Zero Account)
Execution Type
STP / ECN capabilities
Min Deposit
$0
Deposit Methods
Card, Wire, Skrill, Neteller, Crypto
Withdrawal Speed
24 hours
HFM Spreads
HFM offers competitive pricing with multiple account types to suit different trading styles. The Premium account is commission-free with spreads from 1.0 pip on EUR/USD. The Zero account offers raw spreads from 0.0 pips with a $3 per lot per side commission ($6 round turn). Pro and Pro Plus accounts offer tighter spreads with no commission. HFM charges no deposit or withdrawal fees, though a $5 monthly inactivity fee applies after 6 months of dormancy. Equity CFD trades carry a 0.10% commission.
Commission Structure
HFM's commission model: $3.00/lot (Zero Account). Trading on STP / ECN capabilities execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Non-Trading Fees
**Deposit Fee**: $0
**Withdrawal Fee**: $0
**Inactivity Fee (after 6 months)**: $5/month
**Equity CFD Commission**: 0.10%
**Account Maintenance**: $0
Deposit & Withdrawal Costs
Deposit methods: Card, Wire, Skrill, Neteller, Crypto. Withdrawal processing time: 24 hours. Most deposits are free, but third-party payment provider fees may apply. Always check the broker's payment page for the most up-to-date fee schedule.
Frequently Asked Questions
HFM charges EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero) with a commission of $3.00/lot (Zero Account). The broker uses STP / ECN capabilities execution.
HFM offers EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at HFM vary by payment method. Withdrawal processing time is typically 24 hours. Check the broker's website for the most current fee schedule.
HFM charges a commission of $3.00/lot (Zero Account) on raw/ECN accounts. Standard accounts may offer zero commission with wider spreads.
HFM accepts the following deposit methods: Card, Wire, Skrill, Neteller, Crypto. The minimum deposit is $0.